Comprehensive Business Loans for Australian Business's
Time to grow your business? We make Business Loans work for you!
Growing, scaling or buying a business can be of the most exciting times in life, getting the right finance behind you can be the difference between momentum and missed opportunity.
Everything we do is about quality advice, and speed to money, while ensuring your risk associated with borrowing money is managed carefully. Checkout our client philosophy and the 4 Foundations of Strategic Finance for how we approach work for all clients: -https://clientphilosophy.pfga.com.au/
Securing the right finance solutions for your business is critical to your business growth success and your personal wealth plans. If you're based in Australia, we can deliver. Originally founded in Townsville, North Queensland, the Gold Coast and North Sydney, Businesses across Australia love our services. For expertise in Asset Finance, Working capital and supplier payments, along with property mortgage expertise for personal wealth growth, we get the job done quickly without fuss.
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Premium Finance Group Australia (PFGA) specialises in business growth finance, business acquisition lending including business start-ups, business vehicle/equipment finance and commercial property funding for self-employed owners and professionals ready to take control of their future. Whether you’re expanding your current enterprise, stepping out to launch your own business, buying an established operation, or securing the commercial property that underpins long-term wealth, you need finance that moves quickly, is structured properly, and supports your ambitions without unnecessary stress.
The reality is that today’s lending landscape is tough. Banks are cautious. Start-ups are scrutinised and more often knocked back. Business purchasers face hurdles. Most people simply don’t have the time, confidence, or insider knowledge to navigate complex lender policies, cash-flow requirements, security options, or serviceability tests. We remove that overwhelm. With decades of experience, we guide you through how the finance can be approved and secured, what lenders really want, including why they may be saying 'No' or not approving your application, and negotiate structures that protect your personal wealth while giving your business the best chance of growth.
We know it's not just about “getting a loan.” It’s about unlocking the life you’re trying to build, with more income, more independence, more control, and a business that rewards the years you’ve invested in your skills and experience. My role is to give you clarity, confidence, and a clear path forward so you can make smart decisions without the guesswork.
If you're ready to move, we make the money part simple and give your business the financial edge it deserves.
Shane Culling
Get's the job done. Informative. Factual. Well Paced.
Dale Jenkins
Murray and his team made my equipment purchase supper easy even though it was a tricky buy.
Michael Dare
alex buttsworth
In my opinion Murray is the best of the best thank you so much for your hard work diligence and education that you do with all your clients and all you do for our business at Integral Electrics we wish you the best with all your future transactions with all your customers and know that you will deliver on what you say you do!!! 10/5
Kevin Morgan
We use Murray and his team at Premium Finance Group for both our business and personal finance needs. They always provide great advice and honest answers. We’ve used other brokers in the past, but none come close to Premium Finance for customer service or the quality of solutions they deliver. We’re more than happy to recommend such an awesome team, and we look forward to continuing to work with them well into the future.
Philip Lodder
Unlike banks that are limited to their own products and focused on maximising their profits, we have access to a large range of lenders including major banks, credit unions, and specialist lenders. This means we can compare thousands of products to find the best solution for your specific situation, and we're committed to helping you save money over the life of your loan.
Definitely! We have expertise in SMSF property purchases and can help you navigate the complexities of using your super fund to invest in property. We'll ensure you get the right finance structure while complying with all SMSF regulations.
Yes, investment loans are one of our specialties! We can help you finance investment properties and other assets, providing expert advice on investment strategies and ensuring you get the right loan structure to maximise your wealth growth potential.
We're transparent about our fee structure and will discuss this with you upfront. In many cases, we're paid by the lender, which means our services may not cost you anything directly. We'll always explain how we're remunerated so you can make an informed decision.
We pride ourselves on getting the job done quickly. While timeframes can vary depending on the complexity of your situation and lender requirements, our experienced team works efficiently to fast-track your application and keep you informed throughout the entire process.
Not at all! While we started in Townsville back in 1998, we now support clients all over Australia. Whether you're in a major city or regional area, we can help you with your finance needs regardless of your location.
Premium Mortgage Management Pty Ltd ABN: 89 114 404 090. Authorised under Australian Credit License #386814
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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