Finance Solutions That Move With You

From Townsville roots to clients nationwide—our expert team delivers smart, fast finance for business, investment and home loans, with support focused on your goals.

5.0

from 47 Reviews

Lending Options to suit everyone

Access hundreds of loans from trusted lenders

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We can help with a range of lending scenarios

Rated 5 Stars from our clients

Beyond Excellent! Dianne and Murray take their time to make sure everything is a good fit for you! Buying our first home was daunting and they made it a breeze. Always happy to talk and provide advice whenever it was needed. Will be going back to them in the future and have always recommended them to friends and family! Thanks

Werner Lindenberg

I’d highly recommend Murray Mayes. He helped me with the overwhelm of buying my first property over 6 years ago. He always goes above and beyond to answer my questions and provide support during the application process but also long after. This level of support really puts my mind at ease with lending and is why I will continue to use his services for future lending.

Jess Dykstra

Diane from Premium Mortgage Group is absolutely terrific to deal with. Very professional and prompt. Highly recommend.

Clint Radley

Great team, easy to deal with. They looked after us from start to finish with our best interests in mind.

James Laycock

They helped us with a loan application. Very helpful, made the whole process a lot easier and less stressful!

Conrad Henning

Very easy process for buying my first property, cheers for that!

Rory Scott

About Premium Finance Group Australia

As trusted finance and mortgage brokers, we started from humble beginnings in Townsville back in 1998, to supporting clients all over Australia. When you've got to leverage to get what you want, we're about making that easy and being the kind of people you’d rehire in a heartbeat. Our expertise extends to Business, Investment, and Wealth growth through great advice and fit for purpose finance solutions including Business Asset Finance (vehicles and equipment), Business loans for business premises purchases and refinance, shareholder buyouts, supplier payments and working capital, Investment Loans for property and other assets, SMSF property purchases through to Home Loans. We'll get the job done quickly and support you ongoing to ensure your confident with your finance risk and that next big opportunity.

We also monitor mortgages 24/7 for our clients and step in when your lender becomes uncompetitive to reduce the rate and cost. Unlike a Bank that looks to make as much as they can from a loan, our dedicated team is committed to helping you reduce your mortgage cost over the entire life of the loan, ensuring you pay less or pay the loan off faster! With access to a large range of lenders including the major banks, we guarantee that our knowledge and expertise are always on your side.

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Frequently Asked Questions

What makes you different from going directly to a bank?

Unlike banks that are limited to their own products and focused on maximising their profits, we have access to a large range of lenders including major banks, credit unions, and specialist lenders. This means we can compare thousands of products to find the best solution for your specific situation, and we're committed to helping you save money over the life of your loan.

Do you work with Self-Managed Super Funds (SMSF)?

Definitely! We have expertise in SMSF property purchases and can help you navigate the complexities of using your super fund to invest in property. We'll ensure you get the right finance structure while complying with all SMSF regulations.

Can you help with investment property loans?

Yes, investment loans are one of our specialties! We can help you finance investment properties and other assets, providing expert advice on investment strategies and ensuring you get the right loan structure to maximise your wealth growth potential.

Do you charge fees for your services?

We're transparent about our fee structure and will discuss this with you upfront. In many cases, we're paid by the lender, which means our services may not cost you anything directly. We'll always explain how we're remunerated so you can make an informed decision.

How long does the loan application process typically take?

We pride ourselves on getting the job done quickly. While timeframes can vary depending on the complexity of your situation and lender requirements, our experienced team works efficiently to fast-track your application and keep you informed throughout the entire process.

Do you only work with clients in Queensland?

Not at all! While we started in Townsville back in 1998, we now support clients all over Australia. Whether you're in a major city or regional area, we can help you with your finance needs regardless of your location.

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