At Premium Finance Group Australia, we understand that securing the right Equipment Finance is crucial for businesses in Townsville and across Australia. Whether you're a small local business or a nationwide operation, having access to the right finance options can make all the difference when it comes to buying new equipment or upgrading existing assets. Our services are designed to help you find the best loan options to meet your business needs, ensuring you can acquire the office equipment, work vehicles, or specialised machinery required to keep your operations running smoothly.
Accessing Equipment Finance options from banks and lenders across Australia can seem complex, but with our streamlined application process, it becomes a straightforward task. We focus on providing you with clear and concise information about interest rates and loan amounts, helping you make informed decisions that align with your financial goals. Whether you're looking to finance a new truck, trailer, excavator, or even a crane, our team is here to guide you through the process. We specialise in commercial equipment finance, offering a range of finance options such as chattel mortgage and Hire Purchase, each allowing for fixed monthly repayments that help manage cashflow effectively.
When applying for equipment finance, one of the key considerations is understanding the type of finance that best suits your business. For businesses investing in long-term assets like factory machinery or graders, a chattel mortgage might be the ideal solution. This option allows you to use the asset as collateral while enjoying the benefits of owning the equipment from day one. Alternatively, Hire Purchase agreements can be arranged, where you rent the equipment for the life of the lease with the option to purchase it at the end. Both options offer distinct advantages depending on your cash flow requirements and long-term business strategy.
The types of equipment you can finance are diverse, covering everything from office equipment to specialised machinery. If you're in construction or agriculture, financing equipment like tractors, dozers, and cranes is essential for maintaining productivity and efficiency. For those in logistics or transport, work vehicles and trucks are vital assets. Our comprehensive range of loan options ensures that no matter what your business needs are, we have a solution that fits. Moreover, our tailored approach means we consider each client's unique situation, offering personalised advice to ensure the best possible outcomes.
Choosing the right Equipment Finance is not just about securing funds; it's about making a strategic decision that supports your business's growth and sustainability. With Premium Finance Group Australia, you have a partner who not only provides access to a wide array of lenders but also offers expert guidance every step of the way. Our goal is to ensure you have the necessary tools and equipment to thrive in your industry without unnecessary financial strain.
If you're looking to explore your Equipment Finance options or need assistance with applying for equipment finance, our team is ready to assist. We invite you to contact us today to discuss how we can help you secure the equipment needed for your business. With our expertise and commitment to client satisfaction, we are dedicated to supporting businesses in Townsville and across Australia in achieving their financial objectives. Let us help you find the right finance solution that aligns with your business goals.
Beyond Excellent! Dianne and Murray take their time to make sure everything is a good fit for you! Buying our first home was daunting and they made it a breeze. Always happy to talk and provide advice whenever it was needed. Will be going back to them in the future and have always recommended them to friends and family! Thanks
Werner Lindenberg
I’d highly recommend Murray Mayes. He helped me with the overwhelm of buying my first property over 6 years ago. He always goes above and beyond to answer my questions and provide support during the application process but also long after. This level of support really puts my mind at ease with lending and is why I will continue to use his services for future lending.
Jess Dykstra
Diane from Premium Mortgage Group is absolutely terrific to deal with. Very professional and prompt. Highly recommend.
Clint Radley
Great team, easy to deal with. They looked after us from start to finish with our best interests in mind.
James Laycock
They helped us with a loan application. Very helpful, made the whole process a lot easier and less stressful!
Conrad Henning
Very easy process for buying my first property, cheers for that!
Rory Scott
Unlike banks that are limited to their own products and focused on maximising their profits, we have access to a large range of lenders including major banks, credit unions, and specialist lenders. This means we can compare thousands of products to find the best solution for your specific situation, and we're committed to helping you save money over the life of your loan.
Definitely! We have expertise in SMSF property purchases and can help you navigate the complexities of using your super fund to invest in property. We'll ensure you get the right finance structure while complying with all SMSF regulations.
Yes, investment loans are one of our specialties! We can help you finance investment properties and other assets, providing expert advice on investment strategies and ensuring you get the right loan structure to maximise your wealth growth potential.
We're transparent about our fee structure and will discuss this with you upfront. In many cases, we're paid by the lender, which means our services may not cost you anything directly. We'll always explain how we're remunerated so you can make an informed decision.
We pride ourselves on getting the job done quickly. While timeframes can vary depending on the complexity of your situation and lender requirements, our experienced team works efficiently to fast-track your application and keep you informed throughout the entire process.
Not at all! While we started in Townsville back in 1998, we now support clients all over Australia. Whether you're in a major city or regional area, we can help you with your finance needs regardless of your location.