Commercial Loans
Time to start or grow your business?
Starting, scaling or buying a business is one of the biggest decisions you’ll ever make, and getting the right finance behind you can be the difference between momentum and missed opportunity.
Premium Finance Group Australia (PFGA) specialises in business start-up finance, business acquisition lending, business vehicle/equipment finance and commercial property funding for self-employed owners and professionals ready to take control of their future. Whether you’re stepping out to launch your own business, buying an established operation, expanding your current enterprise, or securing the commercial property that underpins long-term wealth, you need finance that moves quickly, is structured properly, and supports your ambitions without unnecessary stress.
The reality is that today’s lending landscape is tough. Banks are cautious. Start-ups are scrutinised and more often knocked back. Business purchasers face hurdles. Most people simply don’t have the time, confidence, or insider knowledge to navigate complex lender policies, cash-flow requirements, security options, or serviceability tests. We remove that overwhelm. With decades of experience, we guide you through how the finance can be approved and secured, what lenders really want, including why they may be saying 'No' or not approving your application, and negotiate structures that protect your personal wealth while giving your business the best chance of growth.
We know it's not just about “getting a loan.” It’s about unlocking the life you’re trying to build, with more income, more independence, more control, and a business that rewards the years you’ve invested in your skills and experience. My role is to give you clarity, confidence, and a clear path forward so you can make smart decisions without the guesswork.
If you're ready to move, we make the money part simple and give your business the financial edge it deserves.
Murray is very knowledgeable and offers a wealth of information.
Tint Matrix
Daniel Liu
Beyond Excellent! Dianne and Murray take their time to make sure everything is a good fit for you! Buying our first home was daunting and they made it a breeze. Always happy to talk and provide advice whenever it was needed. Will be going back to them in the future and have always recommended them to friends and family! Thanks
Werner Lindenberg
I’d highly recommend Murray Mayes. He helped me with the overwhelm of buying my first property over 6 years ago. He always goes above and beyond to answer my questions and provide support during the application process but also long after. This level of support really puts my mind at ease with lending and is why I will continue to use his services for future lending.
Jess Dykstra
Diane from Premium Mortgage Group is absolutely terrific to deal with. Very professional and prompt. Highly recommend.
Clint Radley
Great team, easy to deal with. They looked after us from start to finish with our best interests in mind.
James Laycock
Unlike banks that are limited to their own products and focused on maximising their profits, we have access to a large range of lenders including major banks, credit unions, and specialist lenders. This means we can compare thousands of products to find the best solution for your specific situation, and we're committed to helping you save money over the life of your loan.
Definitely! We have expertise in SMSF property purchases and can help you navigate the complexities of using your super fund to invest in property. We'll ensure you get the right finance structure while complying with all SMSF regulations.
Yes, investment loans are one of our specialties! We can help you finance investment properties and other assets, providing expert advice on investment strategies and ensuring you get the right loan structure to maximise your wealth growth potential.
We're transparent about our fee structure and will discuss this with you upfront. In many cases, we're paid by the lender, which means our services may not cost you anything directly. We'll always explain how we're remunerated so you can make an informed decision.
We pride ourselves on getting the job done quickly. While timeframes can vary depending on the complexity of your situation and lender requirements, our experienced team works efficiently to fast-track your application and keep you informed throughout the entire process.
Not at all! While we started in Townsville back in 1998, we now support clients all over Australia. Whether you're in a major city or regional area, we can help you with your finance needs regardless of your location.
Premium Mortgage Management Pty Ltd ABN: 89 114 404 090. Authorised under Australian Credit License #386814
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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