Asset Finance

Need funds to buy equipment or a vehicle? We can help with Asset Finance

5.0

from 47 Reviews

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Whether you're wanting a new vehicle, plant or machinery, we're on your side

At Premium Finance Group Australia, we understand the importance of securing the right financial solutions for your business. Whether you're based in Townsville, QLD or anywhere else across the nation, our expertise in Asset Finance is designed to meet your specific needs. Asset Finance plays a crucial role in enabling businesses to access the necessary tools and equipment essential for growth and efficiency. From interest rates to loan amounts, we provide comprehensive guidance, ensuring that applying for Asset Finance is a smooth and straightforward experience.

When it comes to accessing Asset Finance options from banks and lenders across Australia, our team is here to assist you every step of the way. We recognise that every business has unique requirements, which is why we offer a range of finance options tailored to your circumstances. Whether you're buying new equipment or upgrading existing assets, we have solutions to fit your needs. Our streamlined application process means less hassle for you, allowing you to focus on what matters most—running your business.

One of the key benefits of our Asset Finance services is the variety of loan options available. Whether you're looking at commercial equipment finance for office equipment, work vehicles, or specialised machinery like trucks, trailers, excavators, or tractors, we can help. Each asset comes with its own set of finance options, including chattel mortgage and Hire Purchase. These options allow you to spread the cost over the life of the lease, with fixed monthly repayments that help manage cashflow effectively. Using collateral like vehicles or factory machinery can also make it easier to secure favourable terms.

Asset Finance isn't just about acquiring new items; it's also about optimising your existing resources. Upgrading office equipment or investing in new work vehicles can significantly enhance productivity and efficiency. For those in industries requiring specialised machinery—such as graders, cranes, and dozers—having access to top-tier equipment can make all the difference. Our finance solutions are designed to support your business needs without overstretching your finances. The flexibility of our loan options ensures you can maintain operational agility while planning for future growth.

For businesses prioritising cashflow management, our finance solutions offer predictability and peace of mind. Fixed monthly repayments are structured to align with your budget, allowing you to allocate resources efficiently across other areas of your business. Whether you're dealing with long-term projects or seasonal fluctuations, having a clear view of your financial commitments can help mitigate risks and ensure stability.

At Premium Finance Group Australia, we pride ourselves on delivering personalised service that puts your business first. Our team is committed to helping you access Asset Finance options from reputable banks and lenders across Australia, providing you with competitive interest rates and loan amounts that suit your needs. If you're considering applying for Asset Finance to support your growth ambitions, we're here to guide you through the process with ease.

We invite you to explore how Asset Finance can propel your business forward. Contact us today to discuss how our tailored finance options can cater to your unique business needs, whether you're in Townsville or any other part of Australia. Let us partner with you in building a stronger foundation for success through strategic financial solutions.

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Our Recent Reviews

Beyond Excellent! Dianne and Murray take their time to make sure everything is a good fit for you! Buying our first home was daunting and they made it a breeze. Always happy to talk and provide advice whenever it was needed. Will be going back to them in the future and have always recommended them to friends and family! Thanks

Werner Lindenberg

I’d highly recommend Murray Mayes. He helped me with the overwhelm of buying my first property over 6 years ago. He always goes above and beyond to answer my questions and provide support during the application process but also long after. This level of support really puts my mind at ease with lending and is why I will continue to use his services for future lending.

Jess Dykstra

Diane from Premium Mortgage Group is absolutely terrific to deal with. Very professional and prompt. Highly recommend.

Clint Radley

Great team, easy to deal with. They looked after us from start to finish with our best interests in mind.

James Laycock

They helped us with a loan application. Very helpful, made the whole process a lot easier and less stressful!

Conrad Henning

Very easy process for buying my first property, cheers for that!

Rory Scott

Frequently Asked Questions

What makes you different from going directly to a bank?

Unlike banks that are limited to their own products and focused on maximising their profits, we have access to a large range of lenders including major banks, credit unions, and specialist lenders. This means we can compare thousands of products to find the best solution for your specific situation, and we're committed to helping you save money over the life of your loan.

Do you work with Self-Managed Super Funds (SMSF)?

Definitely! We have expertise in SMSF property purchases and can help you navigate the complexities of using your super fund to invest in property. We'll ensure you get the right finance structure while complying with all SMSF regulations.

Can you help with investment property loans?

Yes, investment loans are one of our specialties! We can help you finance investment properties and other assets, providing expert advice on investment strategies and ensuring you get the right loan structure to maximise your wealth growth potential.

Do you charge fees for your services?

We're transparent about our fee structure and will discuss this with you upfront. In many cases, we're paid by the lender, which means our services may not cost you anything directly. We'll always explain how we're remunerated so you can make an informed decision.

How long does the loan application process typically take?

We pride ourselves on getting the job done quickly. While timeframes can vary depending on the complexity of your situation and lender requirements, our experienced team works efficiently to fast-track your application and keep you informed throughout the entire process.

Do you only work with clients in Queensland?

Not at all! While we started in Townsville back in 1998, we now support clients all over Australia. Whether you're in a major city or regional area, we can help you with your finance needs regardless of your location.

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