The Loan Process Made Easy!

We’ve been around for a while… as finance brokers for a little over 20 years, either helping to secure the dream or just providing good honest advice!

Our team has real experience – something you can rely on and what makes a difference when you need to find the right loan.

Our easy process means securing that right loan is as simple as reaching out to us!

  • First home buyers
  • Low deposit options
  • Upgrading
  • Refinancing
  • Investment loans
  • Debt consolidation
  • Low-doc loans
  • Bad credit
  • SMSF loans
  • First home buyers
  • Low deposit options
  • Upgrading
  • Refinancing
  • Investment loans
  • Debt consolidation
  • Low-doc loans
  • Bad credit
  • SMSF loans
Message icon
Discovery

Our first step is to learn what you need, we’ll complete this with you or send you an easy online form.

Paper with magnifying glass icon
Research Options

Once we know what you need and your specific circumstances, we get to work, do the research and send you options.

Heart icon
Select the Loan that Suits You

If you like what you see, you simply choose the loan that suits you and we’ll take care of the rest. Easy!

Message icon
Discovery

Our first step is to learn what you need, we’ll complete this with you or send you an easy online form.

Paper with magnifying glass icon
Research Options

Once we know what you need and your specific circumstances, we get to work, do the research and send you options.

Heart icon
Select the Loan that Suits You

If you like what you see, you simply choose the loan that suits you and we’ll take care of the rest. Easy!

Self-employed

Low deposit

Credit history

Debt consolidation

SMSF loan

Out of the box

Self Employed

Low Deposit

Credit History

Debt Consolidation

SMSF Loan

Out of the Box

PFGA Home Loans Made Easy

Buying a home is a big deal, no matter where you are on the property ladder. Whether you’re on the lookout for your first home, your next home, or an investment property, we can help you find home loan solutions that work for you.

We understand that not everyone fits into one little box and that no two people are the same. That’s why at Premium Finance Group Australia we have a great range of lenders and home loans. If you’re looking for a great interest rate, lower repayments, are self-employed (low-doc loan), or have bad credit history and just need a fresh start, we’re here for you.

How do I qualify for a home loan?

At Premium Finance Group Australia, we take an unbiased practical approach to your home loan application. In most cases, we will need to understand your current circumstances for things like how you earn an income and what funds or equity you have to complete a purchase or refinance. We make this process easy and present you with options once we’ve covered the above.

Whether you’re self-employed, a first home buyer, want lower repayments or perhaps even have poor credit / low deposit, get in touch with a PFGA Adviser today to see if you qualify for a home loan.

What is a variable home loan?

A variable interest rate home loan is where the interest on your mortgage varies or changes as market interest rates change. As a result, interest rates will vary. An alternative to this is a fixed-rate home loan, where mortgage payments are charged at the same interest rate for an agreed period of time.

Premium Finance Group Australia can present offers for a range of ‘Out of the box’ variable and fixed rate home loan options.

What size deposit do I need for a home loan?

Generally, the larger deposit you have for a loan, the better. However, at PFGA we understand that not all borrowers can pull together a large deposit, especially if it’s their first home.

Deposits less than 20% often also require lenders mortgage insurance. At Premium Finance Group Australia, we access a large panel of lenders providing different options to help you find the solution that works best for you.